Privacy Policy
Yearwell (“the App”) is a personal retirement withdrawal tracker published by NiftyCall Tech Inc. (“we”, “us”). This policy explains what information the App handles and how.
Information stored on your device
Yearwell is designed to keep your financial information on your device. The App stores:
- Retirement account names, types and balances you enter
- Withdrawal amounts, dates, notes and related settings (rate, fiscal year, plan base)
- Preferences such as reminders and app lock
This information is saved in local storage on your phone or tablet. We do not operate a Yearwell account system, and we do not collect, sync or upload your balances or withdrawals to our servers.
Purchases (Yearwell Pro)
If you buy Yearwell Pro, payment is processed by Google Play (or the Apple App Store). We use RevenueCat to validate your subscription or lifetime purchase so Pro features unlock on your device. To do this, RevenueCat receives an anonymous app user ID, your purchase history and subscription status, and basic device information. We never receive your payment card details. RevenueCat does not receive any of your account balances or withdrawals.
Notifications
If you turn on monthly paycheck reminders, the App schedules local notifications on your device. They are not sent through our servers.
Biometrics
If you enable fingerprint or face unlock, authentication is handled by your device’s operating system. Yearwell never sees or stores biometric data.
App updates
The App checks for software updates through Expo’s update service. These requests include technical information such as the app version, platform and runtime version. They do not include your financial data.
Advertising and analytics
The App contains no advertising and no third-party analytics that profile you. If this changes, we will update this policy and our Google Play Data safety information first.
Data sharing and sale
We do not sell your personal information or share it with third parties for advertising.
Data retention and deletion
Your data stays on your device until you delete it. You can edit or delete any account or withdrawal in the App, use Erase all data on the Plan tab, or uninstall the App to remove everything stored by Yearwell on that device. To ask RevenueCat to delete purchase records linked to your anonymous ID, email us at the address below.
Children
Yearwell is intended for adults and is not directed at children under 13. We do not knowingly collect information from children.
Not financial advice
Yearwell is a tracking tool. Withdrawal rates and the 4% rule are planning guidelines, not financial advice.
Changes
We may update this policy from time to time. The “Last updated” date at the top shows when it last changed.
Contact
Questions or requests: info@niftycall.com